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Agh! You need a freakin lawyer NOW.
I messed up and didn't get a lawyer and I got ripped a new hole when it was over.
They talked all this talk and they [insurance] sent me this bill saying they were only paying x, which was lower than the car value and didn't include any treatment.
You really need a lawyer. I got one after some time and got enough to cover everything and a cheap dinner, and a lifetime of BS small back twinges.
Just a serious word to anyone reading this: Don't be tough, don't wait. Crap happens, get checked [by a hospital] IMMEDIATELY and get a lawyer.
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