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Your pay is deposited into an account and you have access to just a small amount of it and there are a lot of things that you are restricted from having while in Basic. You will not need much in the way of money and some recruits don't have experience with handling their money and so it prevents problems early on for everyone. Once you are out of Basic you then have access to the total amount. There is of course, some ways of getting access to the total for emergencies and such and they will brief you on this when you in-process and start your pay record.
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