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It is a training program that you complete while in college...it's integrated into your college schedule. You will take your regular classes plus a few ROTC classes each week.
Community colleges do not typically have ROTC programs, so if you're just going for an associate's degree, you will not be able to do ROTC. If you're doing a regular 4 year college but want to graduate in two years you will not be able to do ROTC, due to the 4 year requirement (some people CAN do it in 3 years though, depending on circumstances/commander's approval). I'm not sure how you would graduate in 2 years anyway, unless you'd already done the first two years.
There is only an obligation to serve if you are on scholarship and sign a contract (meaning they will pay for your school plus stipends), or if you've already gone to Field Training (or whatever the Army ROTC equivalent is). In AFROTC the first two years are non-binding (you can drop out any time with no service obligation).
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