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Even if he is in a fender bender he will get in trouble, as will the owner of the vehicle, as will the parents of the teen. So yes, everyone will feel the backlash of no insurance. But what is one more uninsured motorist with little driving skills going to hurt? Make one of those two idiots get insurance. If the x cant afford it, junior will have to get out and get a job. If you want to play, you have to pay. If he doesn't want to pay, you will, eventually.
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