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04-14-2008, 07:39 AM
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| ok IM THINKING ABOUT BUYING A HOUSE. MY CREDIT AINT THE BEST AND PROB WONT... ...GET APPROVED, SO...? i CAME ACROSS SOMEONE WHO IS LOOKING T0 SELL HIS HOUSE AND SELLER FINANCE IT TO ME. WITH NO BANKS BUT USE A CONTRACT FOR DEED. WHAT DO YOU THINK OF THIS IDEA? THE GUY SEEMS LIKE A NICE GUY AND WANTS ME TO GET MY OWN LAWYER ETC TO PROTECT MYSELF, AND WANTS TO DO IT ALL ON PAPER. HES WILLING TO GIVE ME 7% 30 YRS FIXED, AND I PROB WONT FIND THIS WITH A BANK. I JUST WANT TO KNOW IF THIS IS A GOOD IDEA AND IF THERES ANYTHING I SHOULD KNOW BEFORE I DO IT. CAN I STILL WRITE OFF THE HOUSE ON MY TAXES SINCE HE KEEPS THE DEED TILL HOUSE IS PAID? AM I RESPONSIBLE FOR PROPERTY TAXES? I APPRECIATE ANY HELP.      |
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