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03-07-2008, 06:40 PM
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| macys store card, credit limit 2000? i called up macys and told them that i had a little problem. my credit report says that my limit is 2000 on the macys store card and when i enter my account number through macys telephone it tells me my limit is 1500 now is there two different types of limit here? the guy said something about my limit is 1500 but when i reach a balance of 0, my limit will then be 2000. i'm really confused. [about me] *creditscore : 729 *no late payments *owns 3 cards total *owns [2] store cards (macys / bloomingdales) *owns [1] logo card = mastercard by century21 -----macys store card----- credit limit : 1500 balance: $467 -----macys store card----- 1500 x 0.30% = $450 so that means i should stay under $450? correct? [ANSWER THE QUESTION, DO NOT GO OFF-TOPIC] thank you in advance      |
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03-07-2008, 06:46 PM
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| Your available credit is 1500. That's your credit limit ($2000) minus your balance of $450, rounded off to $500. Sound right. I have a Macy's card too, and this is not a good credit card. The only reason I have it, is because you sometimes get a decent discount by using the card there. |
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