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Old 03-13-2008, 07:27 AM
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Can someone explain credit scoring to me?

My husband and I have x 1 CCJ each and until last year regularly missed payments on our mortgage and other debts. Since then, we have been good payers on all accounts (at least for 9 months). We have never been declared bankrupt nor do we have an IVA. Please help me understand what our score is likely to be. Thank you.
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