Sallie Mae Loan student loans.. >

[maii]

I've been trying to look for student loans that best suits me. I'm in need of tuition money for next month and everyone seems to suggest sallie mae. I've noticed that a lot of the online applications ask employment info. I have been a full time student all my life and never worked because my mother wanted me to prioritize education. I really want to help my mom out and not have to pay so much for my tuition so hence the reason why I am applying for a loan. I can't seem to move on in the application without putting any employment information. I've researched here on yahoo answers and people say I don't need a job history but I still can't finish the application without it. Please help I am kind of new to this loan thing..just doing this to help my mom out. Thanks in advance and I am also not eligible for financial aid either for those who will suggest that.

[eva_love79]

you're going to have to call them to get past that part of the application.

[TheChair]

OMG!!!! I hate Sallie Mae! I have ulcers and nightmares becuase of them. Once you owe them money they'll never stop hounding you, not even if your on your death bed. You miss a payment or are late on one, its a hundred dollar penalty + what was due each time.Something they don't quiet explain so be carefull and read the fine print

[Virginiarocks]

Why Sallie Mae? Why aren't you eligible for financial aid? Have you tried applying for work-study at your college or working part-time while going to school full-time? Or, have you tried applying for scholarships or writing a grant? Because so many people are defaulting on student loans, it's becoming increasingly more difficult to obtain a student loan through the federal government. You might want to consider the options listed above instead. Good luck!

[LaurenR7921]

Wow, that's really frustrating. Everyone suggests Sallie Mae because it's a federal lender, so their rates tend to be lower, but private loan companies may be more lenient with the employment information thing. Is your mom willing to cosign on a loan? If you're not employed, but your consigner is, your chances of getting approved are much higher. The company I represent, http://www.tuitionbids.com, allows you to fill out one application that is viewed by up to six different lenders. The idea is that if six accredited banks are bidding for your business, you're more likely to get approved and get a decent rate. Just another option to think about. More general information on private loans here:http://www.tuitionbids.com/student-loan-tools-and-advice/student-loan-resources.aspxGood luck, I hope everything works out for you!