Minor car accident, other driver has no insurance?

[David B]

I was hit from behind at a red light, waiting to make a right on red. There was no damage to their car, minor damage to mine.. scuffs, scratches, two small cracks, and my license plate frame is broken. Police were not called since it was so minor. They gave me their insurance info, I have their names, numbers, and address, make and model of the car. I called their insurance company to file a claim and they havent had insurance for a couple years. The adjuster at that company got ahold of the owner of the car, they currently have no insurance. What do I do next? I called my police dept, they said i can come up and fill out a report. Or do i try and work with these people and have them pay out of pocket like they said they would. Or do I just forget about it. Im just a little confused on what i should do since the damage is very minor, but the fact is that they gave me false insurance info and they hit me! What would you do?
If I get in an accident again i will be calling the police!

[Queen B]

file the police report ASAP. then call YOUR company and file the claim. if you have full coverage they will pay to fix your car minus your deductible. then they will turn around and go after the person who hit for repayment plus your deductible. this is why you pay insurance, let them work for you. its done all the time in situations like this

[Starry Eyed]

I would let them know that you have all their information (numbers, address...) and that it would be in their best interest to get your vehicle fixed. You should always call the police, even for a minor accident to avoid things like this!!