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03-12-2008, 03:08 AM
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| Are health insurance deductibles based on PLAN year or CALENDAR year? What... ...if a new plan starts Dec. 1? If based on CALENDAR year, do I get screwed every year on all expenses incurred during December? We always have a new plan on Dec. 1...so any out-of-pocket costs during December won't add up to the calendar year deductible. Then, does the meter reset to zero on January 1, and nothing I spent in December counts? Please tell me this ain't so!      |
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