i got heath insurance for my 10 month old cat and i think they want more

[Christine W]

money should they get it? I took my 10 month old cat to the vet to get its vaccination's and i decided to get it insurance it was three hundred dollars and that doesn't cover getting him neutered and his meds and the iv its just for check up and such and they told me that he was in the best health and i had to take him back yesterday and they said that he had tarter on his teeth and he had dust mites and said that his health needed improvement he even lost weight almost a pound that doesn't seen like much but it is is on a cat and they said that was fine

and the thing that really got to me was they said that i had to get him shaved down to the skin because he has one dime size mat on his stomach and thats just natural he is a long haired in /out door cat

should i confront them about all these problems of should i just do it and not say anything

thanks for your advise
take in mind this is banfield pet hospital they say its one of the best
but im not sure